Since April 2007, Tenacity Financial Services (Pty) Ltd has been one of the supporting services for the Pepkor Group, providing private label credit cards to retailers within the group.

Our credit programmes are highly regarded for their simple pricing structures, quick time to market, and ongoing professional support. We currently operate in South Africa, Namibia, Swaziland, and Botswana, running credit programmes for Refinery, Ackermans, Shoe City, Dunns, Tekkie Town, and John Craig.